Institutional Investors

€5–30m

Ticket range

Financed deals

<3%

Pass our due diligence

100%

Of deals monitored to exit

The segment

A segment defined by a financing gap

Real estate credit between €5m and €30m is a distinct, recurring segment of the market, structural by construction. Due diligence, appraisal and monitoring carry a largely fixed cost regardless of ticket size, which pushes the efficient scale of institutional origination desks well above €30m per deal.

Serving this segment with committee-grade discipline takes a dedicated function: deal flow built for this ticket range, a repeatable underwriting process, monitoring through exit. Yeldo operates that function, the segment, covered to institutional standard, deal by deal.

Office towers packed along a city street, seen from below

Why Yeldo

A counterparty built to absorb that cost, deal by deal

We built the origination, underwriting and monitoring function this segment needs, and we run it as a repeatable process on every operation: the same due diligence package, the same appraisal standard, the same monitoring discipline, regardless of size. Our own capital sits in every deal we bring you, we co-invest and stay until exit.

Glass office towers with lit floors at dusk

Capital structure

One counterparty, capital aligned by construction.

Each operation we bring you carries our own capital, alongside yours. Whatever other capital sits in the same instrument, your contractual relationship is with Yeldo, on terms defined at closing, a single accountable counterparty, not a pool of parties you need to underwrite yourself.

Our own capital in each deal
We invest alongside you in every operation we bring you, the same due diligence, the same downside exposure, applied to our own balance sheet first. When your capital enters, ours is already there.
Terms defined with Yeldo
Private qualified capital may co-invest in the same instrument. Your position, seniority and terms are set contractually at closing, directly with Yeldo, regardless of who else is in the deal.
One standard for all capital
Due diligence, appraisal and monitoring run to the same standard on every operation, independent of which capital sources sit in it. What you review is underwritten once, to one standard.

How we work

The discipline your committee expects, applied at mid-market scale

Origination, underwriting and monitoring run as one function, in-house, on every operation we bring to you.

Disciplined origination

Fewer than 3% of the operations we screen pass our due diligence. What reaches you has already been filtered against the same criteria we'd apply to our own capital, because it is our own capital, in the deal alongside yours.

A full underwriting package

Independent due diligence, double appraisal, holdback structures, explicit downside scenarios, delivered as a complete package at first contact, not assembled during your review.

Monitoring and reporting, to exit

Periodic reporting built to committee standard, active monitoring of covenants and milestones, and direct intervention, refinancing, restructuring, if an operation deviates from plan. We stay in every deal until exit.

How to invest

Every deal in one platform

Once you request access, each transaction comes with its own set of documents, the term sheet, an independent appraisal, a scenario analysis.

When you decide to invest, you can subscribe through your bank or directly on the platform, same documentation, same terms, either way.

Once the deal is live, the same account gives you quarterly reporting until repayment: outstanding balance, cash flow received, and any possible change to the timeline.

See how a deal is documented

Arzachena — Senior secured bond

Live · Reporting

Pitch
Docsend
Final terms
PDF
Base private placement memorandum
PDF
Cost information sheet
PDF

Selected transactions

Our discipline, deal by deal.

Every transaction Yeldo finances goes through the same process, origination, underwriting, structuring and monitoring to repayment. The entries below follow that process: property, instrument, deal size, geography and asset class.

Property	Instrument	Deal size	Geography	Asset class
Monaco	Senior Loan	€22m	Monaco	Residential
Mas den Bruno	Senior Loan	€9m	Priorat, Spain	Hospitality
Giannone	Mezzanine Bond	€6m	Milan, Italy	Residential
Marbella	Senior bridge Loan	€15m	Marbella, Spain	Branded Residences
Certosa	Senior Loan	€13m	Milan, Italy	Student housing / co-living

The people

The expertise behind every deal

Yeldo's investment professionals have underwritten and closed more than 2,000 real estate transactions, worth over €100bn, inside leading European institutions, the same team now applies that discipline to the mid-market.